EFuturesCFO · Non-Profit Suite
Operating Reserve & Cash Flow Planner
Model months of operating reserves, seasonal cash gaps, and target reserve ratios. Visualize when cash crunches occur and how to bridge them.
Executive Summary
Monthly Cash Flow & Balance
Seasonal revenue, expenses, and running cash balance
Cash Improvement Levers
Ranked by cash impact
Reserve Policy Guidelines
NonProfit Finance Fund benchmarks
Methodology
Reserve Months = Current Reserves ÷ Monthly Operating Expense. NonProfit Finance Fund recommends 3-6 months minimum. Revenue seasonality follows typical non-profit pattern (Q4-heavy). Cash balance projected monthly starting from current reserves. Cash crunch = balance below 1 month of expenses.