EFuturesCFO · Banking Suite
Fee Income & Non-Interest Revenue
Analyze and optimize non-interest income streams — service charges, interchange, wealth management, mortgage banking, and other fee lines.
Executive Summary
Revenue by Source
Growth Levers
Methodology
Non-Interest Income Ratio = Non-Interest Income ÷ Total Revenue. Fee per account = Total Fees ÷ Accounts. Wealth bps = Wealth Fees ÷ Wealth AUM × 10,000. Interchange per card = Card Fees ÷ Active Cards. Peer benchmark for community banks: 20-30% non-interest ratio. Large banks: 35-50%.