INSURANCE
A governance-focused series on the CFO’s role in designing and managing the corporate insurance programme, covering general liability, D&O, E&O, cyber insurance, AI liability, EPLI, and accounts receivable insurance. It also addresses insurance programme design, claims governance, the CFO-broker relationship, and common insurance governance failures.
The CFO’s Insurance Governance Mandate
What CFOs Must Own Across the Entire Coverage Portfolio
General Liability and Commercial Property
PART 2 OF 15
Directors and Officers — D&O Insurance
Personal Protection for the CFO and Board — The Governance Model
Errors and Omissions — E&O and Professional Liability
When the Product Fails and the Customer Sues
Cyber Insurance — Structure, Sublimits, and the Breach Model
The Most Complex Policy the CFO Signs
AI Liability Insurance — The Emerging Coverage Gap
When the Algorithm Causes Harm — Who Pays and How
Employment Practices Liability — EPLI
Wrongful Termination, Discrimination, and the Class Action Risk
Accounts Receivable Insurance — Protecting Revenue at Risk
When Enterprise Customers Cannot Pay — Governance, Structure, and Recovery
Directors and Officers in a Distressed Company
D&O at the Moment It Matters Most
The Insurance Programme Design — Building the Tower
How Layers, Retentions, and Limits Are Structured for Optimal Coverage
Claims Governance — Filing, Managing, and Maximising Recovery
The CFO's Role When a Claim Is Filed
The CFO-Broker Partnership
What Marcus Osei Needs from Kavya — and Why
Insurance Governance Failures That Cost the CFO
Five Disasters That Began with a Policy the CFO Did Not Read
Case Studies — Three Insurance Scenarios
The Uninsured Breach · The AI Liability Gap · The D&O Claim
Master Summary
50 Governance Concepts · 35-Term Glossary · 12-Framework Library · Series Index